Individuals & Families

Since 2013, New Horizons Financial Consultants has provided financial planning and wealth management to individuals and families by focusing on life instead of money. While financial resources are important, we view them as a way to achieve more fulfilling lives. We’re here to provide guidance during the toughest turning points, sharing our expertise to help you pursue your goals, and answering your most challenging questions, such as:

Can I retire early?
Are my investments working hard enough?
What’s the best approach for college savings?
What are the elements of a sound estate strategy?
Do I have enough life insurance for my family?

Wealth Management and Comprehensive Financial Planning

New Horizons Financial Consultants provides sound investment recommendations, professional asset management, and tailored financial services to fit your specific needs. Unlike many financial advisors, our primary objective isn't to sell you financial or insurance products. Instead, we work collaboratively with you to develop a financial plan that's designed specifically to address your needs in practical, understandable ways.

A COLLABORATIVE STRATEGY
Working together, we'll develop a strategy that guides and coordinates your finances. We'll educate you about the options available to you. We'll explain any risks and strategies you can use to minimize that risk, so you can make investment decisions with confidence and take control of your financial future. Depending upon your needs, your plan may address:

education planning and funding
income tax planning
asset management
life, disability and long term health care insurance
investment review and recommendations
net worth analysis
cash flow analysis
asset allocation analysis
survivor income analysis
retirement projections
estate planning projections

A DISCIPLINED INVESTMENT APPROACH
Our professionals take a comprehensive approach to evaluating investment choices and identifying those that best address your short- and long-term goals. Among the elements we consider when developing investment plans are:

market comparison research
tactical investment strategies
continuous investment account monitoring
professional investment recommendations
asset allocation
high yield sustainable reward research
risk tolerance evaluation
economic factor consideration

PLANNING FOR TOMORROW
Today's choices will determine how comfortably you can retire. We'll help you identify customized investments, make the most of retirement plan rollovers and distributions, and prepare for life's unexpected challenges.

FOR FUTURE GENERATIONS
With thoughtful planning, your hard-earned assets can improve life for your children, grandchildren, and the causes that matter to you. We'll work with you to develop a plan focused on your unique goals. We'll also consider the financial implications for survivors in the event of your death or disability and identify strategies to provide for their needs.

_{*All investing involves risk, including loss of principal. Asset allocation does not ensure a profit or protect against a loss.}